Did you know that VA benefits are available to help pay for senior care? Even if you don't need to be in a hospital or nursing home, the veterans' pension may be able to help with daily care expenses. Here are answers to some of the most common questions about the VA Aid & Attendance Benefit.
"Aid and attendance" refers to pension benefits for veterans or their single surviving spouses who may require services like in-home care or an assisted living facility. If you regularly need a caregiver or other assistance, then this service may help make ends meet. Recipients may be housebound or have special needs that can make routine chores like cleaning and grocery shopping impossible. The Aid and Attendance Pension Benefit can even be used to pay a child to provide care at home.
VA Aid & Attendance Benefit is available to wartime veterans and their surviving spouses. Qualifying wars include World War II, Korean War, Vietnam, and the Persian Gulf War era. To receive a pension, a veteran must have served on active duty at least 90 days, including at least one day during a period of war. Single surviving spouses of veterans are also eligible. If younger than 65, the veteran must be totally disabled. If age 65 and older, there is no requirement for disability. There is no disability requirement for a single surviving spouse. A dishonorable discharge makes a veteran ineligible.
In order to qualify for these benefits, a veteran must have served at least one day in any of the following periods of war:
World War II: December 7, 1941, through December 31, 1946
Korean Conflict: June 27, 1950, through January 31, 1955
Vietnam Era: The period beginning on February 28, 1961, and ending on May 7, 1975, inclusive, in the case of a veteran who served in the Republic of Vietnam during that period. The period beginning on August 5, 1964, and ending on May 7, 1975, inclusive, in all other cases.
Persian Gulf War: August 2, 1990, through the date to be prescribed by Presidential proclamation or law.
You can apply for this benefit for either financial or medical reasons. For medical applications, finances and income are still taken into account. Your need for care must be certified by VA as a "rating." With a rating, certain veterans or their surviving spouses can now qualify for a pension. The pension is also available to low-income veteran households without a rating, though it is available at a reduced monthly amount. Benefits can be as high as $1153/month for a surviving spouse, $1794/month for a single veteran, and $2127/month for married veterans.
The veteran household cannot have income—adjusted for unreimbursed medical expenses—exceeding the Maximum Annual Pension Rate (MAPR) for that veteran's pension income category. If the adjusted income exceeds the MAPR, there is no benefit. If adjusted income is less than the MAPR, the veteran receives a pension income that is equal to the difference between MAPR and the household income adjusted for unreimbursed medical expenses. The pension income is calculated, based on 12 months of future household income, but paid monthly.
Yes, surviving spouses of qualifying veterans can apply.
At Senior Veterans, our team is happy to help you collect information and help you fill out the necessary VA Aid & Attendance forms. You will receive regular updates throughout the acceptance process. We can also help you find VA Regional offices and Veterans Nursing Homes in your state.
Get the latest benefit amounts and answers to your questions about the application process. Give our team a call.
If you have any questions regarding the VA Aid & Attendance Pension,
Please call 929-FOR-VETS (929-367-8387) to speak with a VA Accredited Agent.